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Speaking with a lender is a crucial part in your home-buying process. The reason why is because it is vital to know what your budget is BEFORE beginning to search for homes. Otherwise, you could be wasting your time and energy. That’s why it is important to speak to a lender in order to determine the max loan amount that you can be approved for. This process is called getting pre-approved. There are a series of documents that will be asked from the lender in order to verify your finances. These documents include:

• W-2s

• Pay stubs

• Bank statements

• Tax returns

Speaking with a lender will guarantee that you’re best equipped to start hunting for your dream home.